Homeownership is a big part of The American Dream. At Knoxville Habitat for Humanity, we are a proud partner with individuals and families who are living in substandard housing conditions who want a safe and comfortable place to call home.
Due to the number of families currently participating in our homeownership program, Knoxville Habitat for Humanity is unable to accept new applications at this time.
We appreciate your interest in homeownership opportunities with us and hope to work together in the future to assist you and your family in building and buying a home.
Homeownership is a big part of the American dream. At Knoxville Habitat for Humanity, we are a proud partner with individuals and families who are living in substandard housing conditions who want a safe and comfortable place to call home.
Each year we accept about 30 individuals and/or families into our program. These people are hard-working people who want to own their own home, but who are not able to qualify for a traditional mortgage for any number of reasons. Perhaps they don’t make enough money. Often they have poor credit or no credit history at all.
At Habitat for Humanity, we build homes with volunteer labor so we can sell them at no profit to qualified families to move out of poverty housing.
We like to say that we provide families with “a hand up, not a hand out.” Our homeowners pay monthly no-interest mortgage payment of about $350 to $450 per month, depending on the size of their home. And, in order to be eligible to become a homeowner, they must contribute 500 hours of sweat equity through classes in budgeting, home maintenance and construction.